Renowned community banking podcaster Byron Earnheart will demystify financial institution statements. You will learn how to read, calculate, and interpret the numbers.
Topics Covered
- How are bank and credit union financial statements organized?
- Why are these documents structured in this way?
- What are the 11 ratios used most often in banking?
- What can the ratios reveal about a financial institution?
- How do bankers routinely use ratios?
- What revelations can you glean from financial statements?
Training Overview
Master the top 11 financial ratios used in banking. Comprehend bank and credit union financial statements.
Financial statements of banks and credit unions look different than those of other organizations. You need to understand the structure of the numbers and the unique ratios used by financial institutions. Mastering financial statement details will enable you to analyze results, identify concerns, and predict future performance.
- How are bank and credit union financial statements organized?
- Why are these documents structured in this way?
- What are the 11 ratios used most often in banking?
- What can the ratios reveal about a financial institution?
- How do bankers routinely use ratios?
- What revelations can you glean from financial statements?
Who Should Attend?
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Outside bank directors
-
New hires in a bank
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Bank consultants
Expert Presenter


Byron Earnheart
- Programming Director for the Barret School of Banking in Memphis, Tennessee
- Host of the “Main Street Banking” podcast, the #1 rated community banking podcast on Apple
- Over 15 years of experience in the financial services industry