Lending

Loans provide substantial income to financial institutions while offering a valuable service to clients and members. They also bring risk and necessitate adhering to innumerable government regulations. Through the sessions provided in this pathway, you will learn the details of lending, including regulations and management.

Lending

Items 1-12 of 28

Page
per page
Set Descending Direction
  1. Regulation D Updates: What You Need To Know
    Quick View
    • Live Session
    Regulation D Updates: What You Need To Know
    Scheduled for 30 minutes including question and answer period. Friday, November 5, 2021; 2:00 PM Eastern

    Legal expert Dan Cotter will explain the Regulation D updates in a 30-minute session, scheduled to cover only the most up-to-date changes. 

    What You'll Learn

    • What are the specific changes to Regulation D?
    • How will the updates affect your institution?
    • What steps do you need to take to comply?
    • How will compliance be monitored and enforced?
    • Live Session
    Regulation D Updates: What You Need To Know
    Friday, November 5, 2021; 2:00 PM Eastern
    Daniel Cotter
    $79.00
  2. BREAKING: SCOTUS Ends Eviction Moratorium: Implications For Your Financial Institutions
    Quick View
    • On-Demand
    BREAKING: SCOTUS Ends Eviction Moratorium: Implications For Your Financial Institutions

    Legal expert Daniel Cotter will explain how the end of the foreclosure moratorium will affect your financial institution. You will learn how to handle mortgages currently in default.

    What You'll Learn

    • How does the Supreme Court decision limit you from proceeding with foreclosures?
    • What impact does the pandemic continue to have on defaults?
    • What action should you take since the moratorium ended?
    • How do student loan debt protections affect financial institutions?
    • What will increased defaults mean for your institution?
  3. How To Prepare For The Foreclosure Moratorium To End On July 31
    Quick View
    • On-Demand
    How To Prepare For The Foreclosure Moratorium To End On July 31

    Legal expert Daniel Cotter will explain how the end of the foreclosure moratorium will affect your financial institution. You will learn how to prepare now for July 31.

    What You'll Learn

    • What impact does the pandemic continue to have on defaults?
    • What should you do when the moratorium on home foreclosures ends?
    • How do student loan debt protections affect financial institutions?
    • What will increased defaults mean for your institution?
  4. Breaking: CFPB’s Decision To Resume MLA Examinations: What You Must Know
    Quick View
    Breaking: CFPB’s Decision To Resume MLA Examinations: What You Must Know

    Legal expert Daniel Cotter will distill the essential details of the CFPB June 16 interpretive rule. You will discover the impact of the resumption of MLA investigations and learn how to prepare.

    What You'll Learn

    • What does the Military Lending Act cover?
    • Who is subject to the MLA?
    • What does the CFPB’s change in position mean for your institution?
    • How should you prepare now for examinations to resume?
  5. FDCPA Final Rules: How To Comply
    Quick View
    • On-Demand
    FDCPA Final Rules: How To Comply

    Nationwide compliance consultant Molly Stull will distill the essential details from these massive documents and explain how to apply them to your institution. You will learn how to prevent conduct that violates the prohibition on harassing, oppressive, or abusive actions during the debt collection process.

    Topics Covered

    • How do the November 2020 and December 2020 Final Rules work together?
    • What critical terminology and definitions can help you understand the FDCPA?
    • How do multi-channel rules affect emails, text messages, and voicemails?
    • How should you calculate call restrictions?
    • What prohibitions on time and place exist?
    • How should you handle written disputes from a consumer?
    • What are the components of the Model Validation Notice?
    • How should you calculate the timing of a validation notice?
  6. Loan Appraisals And Evaluations: Rules, Requirements, And Review
    Quick View
    • Live Session
    Loan Appraisals And Evaluations: Rules, Requirements, And Review
    Scheduled for 60 minutes including question and answer period. Thursday, October 28, 2021; 2:00 PM Eastern

    Community banking expert Dawn Kincaid will share policies, procedures, checklists, and a sample residential loan appraisal. You will learn how to optimize your appraisal process to ensure accuracy and please examiners.

    Topics Covered

    • What are the appraisal rule requirements and thresholds?
    • What are examiners’ expectations for appraisals?
    • When is a full appraisal required instead of an evaluation?
    • How should you conduct appraisal reviews?
    • Live Session
    Loan Appraisals And Evaluations: Rules, Requirements, And Review
    Thursday, October 28, 2021; 2:00 PM Eastern
    Dawn Kincaid
    From $149.00
  7. New Title VII Requirements: How Banks And Credit Unions Must Comply
    Quick View
    • On-Demand
    New Title VII Requirements: How Banks And Credit Unions Must Comply

    Dr. Jim Castagnera, an employment attorney with four decades of experience, will explain the latest developments and detail the changes you need to make in your financial institution.

    What You'll Learn

    • What are the latest developments regarding Title VII?
    • How have recent state laws addressed race, sex, and religious discrimination?
    • What are the latest actions of the financial industry’s regulatory agencies regarding employment discrimination and affirmative action?
    • What additional changes are expected in the near future?
  8. Consumer Lending Documentation Compliance 101
    Quick View
    • On-Demand
    Consumer Lending Documentation Compliance 101

    Community banking expert Dawn Kincaid will show you how to avoid mistakes when preparing consumer loan documentation. You will learn how to review files, ensure compliance, and protect your institution.

    Topics Covered

    • How can you review a consumer application for completeness?
    • What are the requirements for credit report usage?
    • For which loans must GMI be collected?
    • What checklists should you use to verify loan file documentation?
    • What are the best practices for documenting BSA requirements?
    • What key regulatory items should you look for when auditing loan files?
  9. Real Estate Loan Compliance Certification
    Quick View
    • On-Demand
    • Certification
    Real Estate Loan Compliance Certification

    Regulatory compliance counsel Michael Christians will explain the compliance requirements applicable to real estate loans. You will learn how to please borrowers while reducing liability for your institution.

    Certification Includes:

    • Learn how to comply with laws and regulations for real estate loans
    • Help borrowers complete transactions successfully
    • Demonstrate your knowledge
    • Advance your career
    • On-Demand
    • Certification
    Real Estate Loan Compliance Certification
    Michael R. Christians
    $499.00
  10. CFPB's Clarification On ECOA: What Financial Institutions And Lenders Need To Know
    Quick View
    • On-Demand
    CFPB's Clarification On ECOA: What Financial Institutions And Lenders Need To Know

    Law professor Dr. Jim Castagnera will explain the details of the latest CFPB interpretive rule. You will learn the concrete steps you must take to comply.

    What You'll Learn

    • What does the March 9 CFPB interpretive rule mean for your institution?
    • What forms of discrimination does the ECOA cover?
    • How did this interpretive rule arise?
    • What laws regarding sexual orientation and gender discrimination may be next?
  11. How To Avoid Common TRID Errors: Compliance Roadmap
    Quick View
    • On-Demand
    How To Avoid Common TRID Errors: Compliance Roadmap

    Regulatory compliance counsel Michael Christians will help your financial institution fine-tune its TRID compliance. You will learn how to avoid common areas and discover process improvements.

    Topics Covered

    • The Loan Estimate
    • The Written List of Service Providers
    • The Home Loan Toolkit
    • The Closing Disclosure
  12. FDCPA Final Rules: How To Prepare And Implement Mandatory Compliance
    Quick View
    • Live Session
    FDCPA Final Rules: How To Prepare And Implement Mandatory Compliance
    Scheduled for 60 minutes including question and answer period. Thursday, November 4, 2021; 2:00 PM Eastern

    Nationwide compliance consultant Molly Stull will distill the essential details from these massive documents and explain how to apply them to your institution. You will learn how to prevent conduct that violates the prohibition on harassing, oppressive, or abusive actions during the debt collection process.

    Topics Covered

    • What critical terminology and definitions can help you understand the FDCPA?
    • How do multi-channel rules affect emails, text messages, and voicemails?
    • How should you calculate call restrictions?
    • What prohibitions on time and place exist?
    • How should you handle written disputes from a consumer?
    • What are the components of the Model Validation Notice?
    • How should you calculate the timing of a validation notice?
    • Live Session
    FDCPA Final Rules: How To Prepare And Implement Mandatory Compliance
    Thursday, November 4, 2021; 2:00 PM Eastern
    Molly Stull
    From $149.00

Items 1-12 of 28

Page
per page
Set Descending Direction