Lending

Loans provide substantial income to financial institutions while offering a valuable service to clients and members. They also bring risk and necessitate adhering to innumerable government regulations. Through the sessions provided in this pathway, you will learn the details of lending, including regulations and management.

Lending

Items 1-12 of 30

Page
per page
Set Descending Direction
  1. Advanced Commercial Loan Underwriting Certification
    Quick View
    • Live Session
    • Certification
    Advanced Commercial Loan Underwriting Certification
    3 Sessions scheduled for 90 minutes including question and answer period. Wednesday, June 8 - Friday, June 10, 2022; 2:00 PM Eastern

    Commercial lending expert Dev Strischek will provide deep insights that will enable you to underwrite loans with less risk and greater reward. You will learn how to evaluate borrowers through the lens of 2022 regulations, rates, and requirements.

    Topics Covered

    • Financial Performance
    • Financial Projections
    • Shareholder Value
    • Live Session
    • Certification
    Advanced Commercial Loan Underwriting Certification
    Wednesday, June 8 - Friday, June 10, 2022; 2:00 PM Eastern
    Dev Strischek
    $399.00
  2. Fair Lending - Build A Better Program
    Quick View
    • On-Demand
    Fair Lending - Build A Better Program

    Fair lending expert Rheanna Rodriguez will walk you through necessary policies and best practices. You will learn how to conduct a fair lending review of your institution’s lending programs using the FDIC fair lending scoping and conclusions memo.

    Topics Covered

    • What should your fair lending program include?
    • How can you enhance your existing fair lending program?
    • What are the fair lending risks at your institution?
    • How can you conduct a fair lending analysis?
    • What are the best practices for reviews, data collection, and analysis?
    • How will FDIC leadership changes affect fair lending scrutiny?
    • On-Demand
    Fair Lending - Build A Better Program
    Rheanna Rodriguez
    $189.00
  3. CFPB’s Final Rule On LIBOR Transition: How To Prepare For April 1, 2022
    Quick View
    • On-Demand
    CFPB’s Final Rule On LIBOR Transition: How To Prepare For April 1, 2022

    Regulatory compliance counsel Michael Christians will share concrete steps you can follow to replace the LIBOR index in your institution. You will learn how to select an alternative, implement changes, and communicate with your borrowers about the transition.

    What You'll Learn

    • Why is the LIBOR index being replaced?
    • What replacement index should you use?
    • What are the transition requirements for your products?
  4. 6 New Truths In Lending Thresholds For 2022
    Quick View
    • On-Demand
    6 New Truths In Lending Thresholds For 2022

    Leading attorney and compliance expert Michael Christians will reveal the proposed changes to the Regulation Z requirements. You will learn how to adapt before 2022 begins.

    What You'll Learn

    • The minimum interest charge for credit card accounts
    • Safe harbor amounts for credit card penalty fees
    • Points and fees thresholds for high-cost mortgages
    • Loan amounts for the qualified mortgage pricing test
    • Points and fees thresholds for qualified mortgages
    • On-Demand
    6 New Truths In Lending Thresholds For 2022
    Michael R. Christians
    $99.00
  5. BREAKING: SCOTUS Ends Eviction Moratorium: Implications For Your Financial Institutions
    Quick View
    • On-Demand
    BREAKING: SCOTUS Ends Eviction Moratorium: Implications For Your Financial Institutions

    Legal expert Daniel Cotter will explain how the end of the foreclosure moratorium will affect your financial institution. You will learn how to handle mortgages currently in default.

    What You'll Learn

    • How does the Supreme Court decision limit you from proceeding with foreclosures?
    • What impact does the pandemic continue to have on defaults?
    • What action should you take since the moratorium ended?
    • How do student loan debt protections affect financial institutions?
    • What will increased defaults mean for your institution?
  6. How To Prepare For The Foreclosure Moratorium To End On July 31
    Quick View
    • On-Demand
    How To Prepare For The Foreclosure Moratorium To End On July 31

    Legal expert Daniel Cotter will explain how the end of the foreclosure moratorium will affect your financial institution. You will learn how to prepare now for July 31.

    What You'll Learn

    • What impact does the pandemic continue to have on defaults?
    • What should you do when the moratorium on home foreclosures ends?
    • How do student loan debt protections affect financial institutions?
    • What will increased defaults mean for your institution?
  7. Breaking: CFPB’s Decision To Resume MLA Examinations: What You Must Know
    Quick View
    Breaking: CFPB’s Decision To Resume MLA Examinations: What You Must Know

    Legal expert Daniel Cotter will distill the essential details of the CFPB June 16 interpretive rule. You will discover the impact of the resumption of MLA investigations and learn how to prepare.

    What You'll Learn

    • What does the Military Lending Act cover?
    • Who is subject to the MLA?
    • What does the CFPB’s change in position mean for your institution?
    • How should you prepare now for examinations to resume?
  8. FDCPA Final Rules: How To Comply
    Quick View
    • On-Demand
    FDCPA Final Rules: How To Comply

    Nationwide compliance consultant Molly Stull will distill the essential details from these massive documents and explain how to apply them to your institution. You will learn how to prevent conduct that violates the prohibition on harassing, oppressive, or abusive actions during the debt collection process.

    Topics Covered

    • How do the November 2020 and December 2020 Final Rules work together?
    • What critical terminology and definitions can help you understand the FDCPA?
    • How do multi-channel rules affect emails, text messages, and voicemails?
    • How should you calculate call restrictions?
    • What prohibitions on time and place exist?
    • How should you handle written disputes from a consumer?
    • What are the components of the Model Validation Notice?
    • How should you calculate the timing of a validation notice?
  9. Loan Appraisals And Evaluations: Rules, Requirements, And Review
    Quick View
    • On-Demand
    Loan Appraisals And Evaluations: Rules, Requirements, And Review

    Community banking expert Dawn Kincaid will share policies, procedures, checklists, and a sample residential loan appraisal. You will learn how to optimize your appraisal process to ensure accuracy and please examiners.

    Topics Covered

    • What are the appraisal rule requirements and thresholds?
    • What are examiners’ expectations for appraisals?
    • When is a full appraisal required instead of an evaluation?
    • How should you conduct appraisal reviews?
  10. Consumer Lending Documentation Compliance 101
    Quick View
    • On-Demand
    Consumer Lending Documentation Compliance 101

    Community banking expert Dawn Kincaid will show you how to avoid mistakes when preparing consumer loan documentation. You will learn how to review files, ensure compliance, and protect your institution.

    Topics Covered

    • How can you review a consumer application for completeness?
    • What are the requirements for credit report usage?
    • For which loans must GMI be collected?
    • What checklists should you use to verify loan file documentation?
    • What are the best practices for documenting BSA requirements?
    • What key regulatory items should you look for when auditing loan files?
  11. Real Estate Loan Compliance Certification
    Quick View
    • Live Session
    • Certification
    Real Estate Loan Compliance Certification
    5 Sessions scheduled for 60 minutes including question and answer period. Mondays, May 9, 16, 23, 30 and June 6, 2022; 2:00 PM Eastern

    Regulatory compliance counsel Michael Christians will explain the compliance requirements applicable to real estate loans. You will learn how to please borrowers while reducing liability for your institution.

    Certification Includes:

    • Learn how to comply with laws and regulations for real estate loans
    • Help borrowers complete transactions successfully
    • Demonstrate your knowledge
    • Advance your career
    • Live Session
    • Certification
    Real Estate Loan Compliance Certification
    Mondays, May 9, 16, 23, 30 and June 6, 2022; 2:00 PM Eastern
    Michael R. Christians
    From $499.00
  12. CFPB's Clarification On ECOA: What Financial Institutions And Lenders Need To Know
    Quick View
    • On-Demand
    CFPB's Clarification On ECOA: What Financial Institutions And Lenders Need To Know

    Law professor Dr. Jim Castagnera will explain the details of the latest CFPB interpretive rule. You will learn the concrete steps you must take to comply.

    What You'll Learn

    • What does the March 9 CFPB interpretive rule mean for your institution?
    • What forms of discrimination does the ECOA cover?
    • How did this interpretive rule arise?
    • What laws regarding sexual orientation and gender discrimination may be next?

Items 1-12 of 30

Page
per page
Set Descending Direction