Lending

Loans provide substantial income to financial institutions while offering a valuable service to clients and members. They also bring risk and necessitate adhering to innumerable government regulations. Through the sessions provided in this pathway, you will learn the details of lending, including regulations and management.

Lending

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  1. How To Prepare For The Foreclosure Moratorium To End On July 31
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    • Live Session
    How To Prepare For The Foreclosure Moratorium To End On July 31
    Scheduled for 60 minutes including question and answer period. Wednesday, July 28, 2021; 3:00 PM Eastern

    Legal expert Daniel Cotter will explain how the end of the foreclosure moratorium will affect your financial institution. You will learn how to prepare now for July 31.

    What You'll Learn

    • What impact does the pandemic continue to have on defaults?
    • What should you do when the moratorium on home foreclosures ends?
    • How do student loan debt protections affect financial institutions?
    • What will increased defaults mean for your institution?
    • Live Session
    How To Prepare For The Foreclosure Moratorium To End On July 31
    Wednesday, July 28, 2021; 3:00 PM Eastern
    Daniel Cotter
    From $149.00
  2. Breaking: CFPB’s Decision To Resume MLA Examinations: What You Must Know
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    Breaking: CFPB’s Decision To Resume MLA Examinations: What You Must Know

    Legal expert Daniel Cotter will distill the essential details of the CFPB June 16 interpretive rule. You will discover the impact of the resumption of MLA investigations and learn how to prepare.

    What You'll Learn

    • What does the Military Lending Act cover?
    • Who is subject to the MLA?
    • What does the CFPB’s change in position mean for your institution?
    • How should you prepare now for examinations to resume?
  3. FDCPA Final Rules: How To Comply
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    • On-Demand
    FDCPA Final Rules: How To Comply

    Nationwide compliance consultant Molly Stull will distill the essential details from these massive documents and explain how to apply them to your institution. You will learn how to prevent conduct that violates the prohibition on harassing, oppressive, or abusive actions during the debt collection process.

    Topics Covered

    • How do the November 2020 and December 2020 Final Rules work together?
    • What critical terminology and definitions can help you understand the FDCPA?
    • How do multi-channel rules affect emails, text messages, and voicemails?
    • How should you calculate call restrictions?
    • What prohibitions on time and place exist?
    • How should you handle written disputes from a consumer?
    • What are the components of the Model Validation Notice?
    • How should you calculate the timing of a validation notice?
  4. Loan Appraisals And Evaluations: Rules, Requirements, And Review
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    • Live Session
    Loan Appraisals And Evaluations: Rules, Requirements, And Review
    Scheduled for 60 minutes including question and answer period. Monday, August 23, 2021; 2:00 PM Eastern

    Community banking expert Dawn Kincaid will share policies, procedures, checklists, and a sample residential loan appraisal. You will learn how to optimize your appraisal process to ensure accuracy and please examiners.

    Topics Covered

    • What are the appraisal rule requirements and thresholds?
    • What are examiners’ expectations for appraisals?
    • When is a full appraisal required instead of an evaluation?
    • How should you conduct appraisal reviews?
    • Live Session
    Loan Appraisals And Evaluations: Rules, Requirements, And Review
    Monday, August 23, 2021; 2:00 PM Eastern
    Dawn Kincaid
    $149.00
  5. New Title VII Requirements: How Banks And Credit Unions Must Comply
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    • On-Demand
    New Title VII Requirements: How Banks And Credit Unions Must Comply

    Dr. Jim Castagnera, an employment attorney with four decades of experience, will explain the latest developments and detail the changes you need to make in your financial institution.

    What You'll Learn

    • What are the latest developments regarding Title VII?
    • How have recent state laws addressed race, sex, and religious discrimination?
    • What are the latest actions of the financial industry’s regulatory agencies regarding employment discrimination and affirmative action?
    • What additional changes are expected in the near future?
  6. Consumer Lending Documentation Compliance 101
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    • On-Demand
    Consumer Lending Documentation Compliance 101

    Community banking expert Dawn Kincaid will show you how to avoid mistakes when preparing consumer loan documentation. You will learn how to review files, ensure compliance, and protect your institution.

    Topics Covered

    • How can you review a consumer application for completeness?
    • What are the requirements for credit report usage?
    • For which loans must GMI be collected?
    • What checklists should you use to verify loan file documentation?
    • What are the best practices for documenting BSA requirements?
    • What key regulatory items should you look for when auditing loan files?
  7. Real Estate Loan Compliance Certification
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    • On-Demand
    • Certification
    Real Estate Loan Compliance Certification

    Regulatory compliance counsel Michael Christians will explain the compliance requirements applicable to real estate loans. You will learn how to please borrowers while reducing liability for your institution.

    Certification Includes:

    • Learn how to comply with laws and regulations for real estate loans
    • Help borrowers complete transactions successfully
    • Demonstrate your knowledge
    • Advance your career
    • On-Demand
    • Certification
    Real Estate Loan Compliance Certification
    Michael R. Christians
    $499.00
  8. CFPB's Clarification On ECOA: What Financial Institutions And Lenders Need To Know
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    • On-Demand
    CFPB's Clarification On ECOA: What Financial Institutions And Lenders Need To Know

    Law professor Dr. Jim Castagnera will explain the details of the latest CFPB interpretive rule. You will learn the concrete steps you must take to comply.

    What You'll Learn

    • What does the March 9 CFPB interpretive rule mean for your institution?
    • What forms of discrimination does the ECOA cover?
    • How did this interpretive rule arise?
    • What laws regarding sexual orientation and gender discrimination may be next?
  9. How To Avoid Common TRID Errors: Compliance Roadmap
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    • On-Demand
    How To Avoid Common TRID Errors: Compliance Roadmap

    Regulatory compliance counsel Michael Christians will help your financial institution fine-tune its TRID compliance. You will learn how to avoid common areas and discover process improvements.

    Topics Covered

    • The Loan Estimate
    • The Written List of Service Providers
    • The Home Loan Toolkit
    • The Closing Disclosure
  10. FDCPA Final Rules: How To Prepare And Implement Mandatory Compliance
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    • On-Demand
    FDCPA Final Rules: How To Prepare And Implement Mandatory Compliance
    Scheduled for 60 minutes including question and answer period.

    Nationwide compliance consultant Molly Stull will help you prepare for the November 30, 2021 mandatory compliance date. You will learn how to prevent conduct that violates the prohibition on harassing, oppressive, or abusive actions during the debt collection process.

    Topics Covered

    • How do the November 2020 and December 2020 Final Rules work together?
    • What critical terminology and definitions can help you understand the FDCPA?
    • How do multi-channel rules affect emails, text messages, and voicemails?
    • How should you calculate call restrictions?
    • What prohibitions on time and place exist?
    • How should you handle written disputes from a consumer?
    • What are the components of the Model Validation Notice?
    • How should you calculate the timing of a validation notice?
  11. Commercial Lending Certification
    Quick View
    • Live Session
    • Certification
    Commercial Lending Certification
    5 Sessions scheduled for 60 minutes including question and answer period. Monday, July 19 - Friday, July 23, 2021; 2:00 PM Eastern

    Banking compliance expert June Gardner and renowned corporate trainer Bob Greene will help you understand risk and compliance expectations for commercial lending. You will learn how to maintain a sound commercial loan risk governance program.

    Benefits of Certification

    • Master the business structures, loan types, required documentation, and risk management framework associated with commercial lending
    • Meet regulatory requirements
    • Protect your financial institution from potential legal liability
    • Prove your knowledge to colleagues and regulators
    • Advance your career
    • Live Session
    • Certification
    Commercial Lending Certification
    Monday, July 19 - Friday, July 23, 2021; 2:00 PM Eastern
    June Gardner and Bob Greene
    From $895.00
  12. New CFPB Debt Collection Rules: What Banks And Credit Unions Need To Know
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    • On-Demand
    New CFPB Debt Collection Rules: What Banks And Credit Unions Need To Know

    Legal expert Daniel Cotter will explain how financial institutions can continue to collect debts within the newly issued rules.

    What You'll Learn

    • What is the purpose of the FDCPA?
    • How will the CFPB Final Rule affect your ability to collect debt?
    • What is considered consumer debt?
    • What new developments in debt collection should you incorporate?

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