Compliance and Legal

Topics Covered

What are the proposed CRA rule changes?

• What is the overall evaluation framework?
• How will the proposed changes affect financial institutions of different sizes?
• When will the proposed changes likely be effective?

Topics Covered

• Building Successful Fraud Risk Management Processes
• Basics Of Model Risk Management
• Principles Of Operational And Strategic Risk Management
• Third-Party Risk Management
• Basics Of Data Risk Management

Topics Covered

• Initial Due Diligence and Risk Rating
• Sales Validation
• Ongoing Due Diligence and Account Monitoring
• FinCEN Reporting

Topics Covered

• How to prepare for a transition from a small bank to an ISB
• How to prepare for a transition from an ISB to a large bank
• Importance of a CRA strategy and goals
• Importance of creating a CRA program
• Importance of monitoring lending levels and trends
• Creation of a self-assessment

Topics Covered

• Quality community development activities
• Evaluation of community development activities
• Different evaluations based on bank size
• Break down of each community development hook
• How to provide context to your institution’s community development activities
• Documentation best practices

Topics Covered

• What should be included in your institution’s CRA program
• Why creating a committee is necessary
• Why understanding the strategic plan is important
• What you should include in your monitoring program
• How you should analyze your CRA applicable data
• How to leverage existing practices

Topics Covered

• What should be included in your institution’s CRA program
• Why creating a committee is necessary
• Why understanding the strategic plan is important
• What you should include in your monitoring program
• How you should analyze your CRA applicable data
• How to leverage existing practices

Topics Covered

• How do guidance for ad hoc and automated overdraft programs differ?
• What is the opt-in/opt-out process required by Regulation E?
• How can you identify the inherent rights of your overdraft program?
• What policies and procedures should you implement?
• What are the overdraft restrictions for employees and insiders?
• How should you monitor accountholder activity?
• What is the impact of UDAAP?
• How should you market your overdraft program?

What You Will Learn

• What incidents require notification?
• When must you notify regulators?
• How do you make the required notifications?
• Do you need to inform customers? When?
• What policies and procedures must you implement?
• What are the penalties for failing to comply?

What You'll Learn

• What rules, regulations, and guidance apply to RDC?
• Are your customer agreements compliant?
• How can you identify and mitigate risk?
• What are the best practices for initial and ongoing customer evaluations?
• What are the use cases for new opportunities?
• How will RDC evolve in 2022?

What You Will Learn

• How have privacy regulations changed?
• What recent fraud trends and typologies target fintech?
• What current third-party risk management guidance must you follow?
• Which financial crimes are prevalent and concerning?
• What public Reg. E and UDAAP issues should you consider?
• What regulatory updates are on the horizon?

What You'll Learn

• The minimum interest charge for credit card accounts
• Safe harbor amounts for credit card penalty fees
• Points and fees thresholds for high-cost mortgages
• Loan amounts for the qualified mortgage pricing test
• Points and fees thresholds for qualified mortgages