Regulatory compliance counsel Michael Christians will explain the compliance requirements applicable to real estate loans. You will learn how to please borrowers while reducing liability for your institution.
Benefits of Certification
- Learn how to comply with laws and regulations for real estate loans
- Help borrowers complete transactions successfully
- Demonstrate your knowledge
- Advance your career
Training Overview
Your key to a 2023 promotion: Real Estate Loan Compliance Certification
The new year is the ideal time for upskilling. Earning your Real Estate Loan Compliance Certification will help you overcome the market downturn and fuel career growth.
As interest rates rise and regulatory scrutiny persists, it is more important than ever to understand the life cycle of a loan and compliance requirements. Everyone who works with mortgage transactions must know the 2023 procedures and timelines. Failing to follow the federal rules could subject your institution to increased liability, cause financial losses, and alienate borrowers.
Our Real Estate Loan Compliance Certification program will enable you to:
- Learn how to comply with laws and regulations for real estate loans
- Help borrowers complete transactions successfully
- Demonstrate your knowledge
- Advance your career
Real Estate Loan Compliance Certification
Webinar 1: The Lifecycle of a Mortgage Loan: Part One
- SAFE Act
- E-Sign Act
- Collection of monitoring information
- Loan originator qualification requirements
- Loan originator compensation rules
- RESPA Section 8
Webinar 2: The Lifecycle of a Mortgage Loan: Part Two
- Loan estimate
- Written list of service providers
- Homeownership counseling notice
- Mortgage toolkit
- HELOC application disclosures
- Adjustable-rate mortgage application disclosures
Webinar 3: The Lifecycle of a Mortgage Loan: Part Three
- Ability to repay
- Qualified mortgages
- High-cost mortgages
- Higher-priced mortgage loans
- Appraisals
- Flood insurance
Webinar 4: The Lifecycle of a Mortgage Loan: Part Four
- Closing Disclosure
- Notice of Right to Cancel
- Regulation Z’s servicing requirements
- Regulation X’s servicing requirements
Webinar 5: The Lifecycle of a Mortgage Loan: Part Five
- Fair lending goals and expectations
- Equal Credit Opportunity Act
- Fair Housing Act
- Home Mortgage Disclosure Act
Invest in Second Chance Retake Insurance
We recommend purchasing our Second Chance Retake Insurance for $49 which allows you to take the exam a second time without having to retake the Course. Should you need to retake the exam without purchasing Insurance beforehand the retake fee is $75. For additional information please refer here or reach out to Support@careerlearning.com.
Who Should Attend?
- Mortgage loan originators
- Loan processors
- Real estate lending management
- Compliance professionals
- Audit personnel
Expert Presenter
Michael R. Christians
- Principal of Michael Christians Consulting, LLC
- Assists financial institutions and organizations across the country with ensuring their compliance programs conform to federal laws and regulations
- Provides counsel relative to current rules, assists with the strategic implementation of upcoming regulatory changes, and offers customized education and training services
- More than two decades of experience in the financial services industry
- JD from Drake University Law School
- Member of the Iowa State Bar
Credits
Credits: Live webinars approved for 5.0 CPE credits
Field of Study: Management Services
Prerequisites: Basic Knowledge
Advanced Preparation: None
Delivery Method: Group Internet Based
Certificates of Attendance: BankersWeb certificates of attendance are available to all registered participants completing this webinar.
CareerLearning is registered with the National Association of State Boards of Accountancy (NASBA) as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have final authority on the acceptance of individual courses for CPE credit. Complaints regarding registered sponsors may be submitted to the National Registry of CPE Sponsors through its website: www.nasbaregistry.org.
CareerLearning wants you to be satisfied with your purchase. If this program does not meet your expectations, email us at support@careerlearning.com.
Certifications
Employers particularly appreciate BankersWeb certifications because they represent definitive confirmation of the mastery of the subject area.
Please follow these steps to earn your certification:
- Attend all the training sessions in their entirety.
- Gain access to the final exam at the conclusion of the last session.
- Take the final exam and receive a score of 80% or better.
If you have any questions about the certification process, please get in touch with us. We look forward to your participation!
CareerLearning Quality Commitment
CareerLearning wants you to be satisfied with your purchase. If this program does not meet your expectations, email us at support@careerlearning.com.