Rheanna Rodriguez is the SVP, Director of Specialty Regulations at FFB. She is responsible for the oversight for the bank's risk assessment program, including risk management of the bank’s new or existing products, services, or vendors. Her responsibilities include oversight for the bank’s Fair Lending program, including ECOA, FHA, and FCRA. She provides oversight for Unfair and Deceptive Acts or Practices and other specialty regulations. She conducts the CRA data analysis and self-assessments. Prior to her work at FFB, she was a commissioned Compliance Examiner for the Southern California territory at the FDIC.
SVP, Director of Specialty Regulations at First Foundation Bank (FFB)
Oversees the risk assessment program
Previously a commissioned compliance examiner for the Southern California territory at the Federal Deposit Insurance Corporation (FDIC) for eight years
Led numerous compliance and CRA examinations at institutions ranging from $40 million to $60 billion in total assets size
BA in business administration with a concentration in marketing from the California State University, San Bernardino
Scheduled for 60 minutes including question and answer period.
CRA expert and former FDIC examiner Rheanna Rodriguez will share the best practices to support an outstanding CRA rating. You will learn how to use data monitoring, qualitative and quantitative characteristics of community development activities, and sustained engagement of CRA activities.
Topics Covered
What elements are considered for your institution’s CRA rating?
How do small, intermediate-small, and large bank tests differ?
What are the best practices for developing a comprehensive CRA program?
What steps should you take to monitor and maintain your CRA program?
How can you complete a self-assessment of your CRA program?
3 Sessions scheduled for 60 minutes including question and answer period.Monday, May 1 - Wednesday, May 3, 2023; 12:30 PM Eastern
CRA expert Rheanna Rodriguez will walk through a comprehensive plan you can follow to establish a robust program in your institution. You will learn how to embrace your community and please regulators.
Topics Covered
Quality community development activities
Evaluation of community development activities
How to prepare for a transition from a small bank to an ISB
How to prepare for a transition from an ISB to a large bank
What should be included in your institution’s CRA program
Scheduled for 60 minutes including question and answer period.Wednesday, May 3, 2023; 12:30 PM Eastern
CRA expert Rheanna Rodriguez will help you identify and leverage existing bank practices to build a strong CRA program regardless of the size of your bank.
Topics Covered
What should be included in your institution’s CRA program
Why creating a committee is necessary
Why understanding the strategic plan is important
What you should include in your monitoring program
Scheduled for 60 minutes including question and answer period.Monday, May 1, 2023; 12:30 PM Eastern
CRA expert Rheanna Rodriguez will show you the value of community development activities and provide step-by-step instructions you can incorporate into your CRA plan.
Topics Covered
Quality community development activities
Evaluation of community development activities
Different evaluations based on bank size
Break down of each community development hook
How to provide context to your institution’s community development activities
Scheduled for 60 minutes including question and answer period.Tuesday, May 2, 2023; 12:30 PM Eastern
CRA expert Rheanna Rodriguez will provide you with best practices to prepare your bank and CRA program for a transition due to asset size changes. You will learn how to monitor and manage your CRA lending and community development data.
Topics Covered
How to prepare for a transition from a small bank to an ISB
How to prepare for a transition from an ISB to a large bank
Importance of a CRA strategy and goals
Importance of creating a CRA program
Importance of monitoring lending levels and trends
Fair lending expert Rheanna Rodriguez will walk you through necessary policies and best practices. You will learn how to conduct a fair lending review of your institution’s lending programs using the FDIC fair lending scoping and conclusions memo.
Topics Covered
What should your fair lending program include?
How can you enhance your existing fair lending program?
What are the fair lending risks at your institution?
How can you conduct a fair lending analysis?
What are the best practices for reviews, data collection, and analysis?
How will FDIC leadership changes affect fair lending scrutiny?
Scheduled for 60 minutes including question and answer period.Thursday, March 30, 2023; 12:30 PM Eastern
Financial regulatory expert Rheanna Rodriguez will explain the details of the new Section 1071. You will learn how to gather the necessary data and prepare the reports you will need for full compliance.
Topics Covered
Does the rule apply to your institution?
How can you ease the stress of implementing the new rule?
What is the scope of Section 1071?
What 21 data fields are required?
What resources and staffing will you need to implement the rule?
How will your compliance, CRA, and lending programs need to adapt?
