Michael Wear

During his 41-year banking career, Mike served in commercial lending and senior credit management positions with Omaha, Nebraska-area community banks. Wear retired as a Senior Analyst in the Credit Risk Administration department of First National Bank of Omaha, a $23 billion community bank, specializing in underwriting larger ($10M-100M) commercial real estate loans throughout the country. In addition, he developed curriculum and conducted multi-tier training programs in credit analytics on an enterprise-wide basis.

  • Owner of 39 Acres Corporation, specializing in banker training and bank consulting services in credit risk underwriting and loan portfolio risk management
  • 41-year banking career, in commercial lending and senior credit management positions with Omaha-area community banks
  • Loan portfolio management section leader and faculty member at the Graduate School of Banking at the University of Wisconsin in Madison, as well as GSB’s Sales & Marketing School and IT Management School
  • Former adjunct professor for the University of Nebraska-Omaha
  • Authored articles for banking publications and served as a textbook editor/reviewer for the American Bankers Association
Michael Wear

Courses available by Michael Wear

3 Items

per page
Set Descending Direction
  1. COVID-19 and Impact on Industries: How to Evolve Your Credit Memos
    Quick View
    • On-Demand
    COVID-19 and Impact on Industries: How to Evolve Your Credit Memos
    Banking veteran Michael Wear will share real-life credit risk management lessons from previous recessions. You will learn how to evaluate individual industries, adjust credit memos, and take additional steps to protect your institution.

    Topics Covered

    • Which industries are vulnerable? When?
    • What questions should you ask borrowers?
    • How can you vet the responses and factor the borrowers’ answers into your recommendations?
    • How does a recession change this process?
    • How can your credit memos be improved?
  2. Credit Risk Management In A Recession Series
    Quick View
    • On-Demand
    Credit Risk Management In A Recession Series
    Banking veteran Michael Wear will share real-life credit risk management lessons from previous recessions in our engaging two-webinar series.

    Sessions in this Series:

    • COVID-19 And Impact On Industries: How To Evolve Your Credit Memos
    • COVID-19 and Loan Portfolio Triage And How Your Loan Grading Is Affected

  3. COVID-19 And Loan Portfolio Triage And How Your Loan Grading Is Affected
    Quick View
    • On-Demand
    COVID-19 And Loan Portfolio Triage And How Your Loan Grading Is Affected
    Banking veteran Michael Wear will share real-life credit risk management lessons from previous recessions. You will learn best practices for loan portfolio triage and loan grading amid the pandemic.

    This session covers:

    • How can you reduce your credit risk exposure for vulnerable industries?
    • How can you reduce the vulnerability of your loan grading system in a recession?
    • Do ratings adequately measure risk, given falling collateral values and uncontrollable external factors that affect loan repayment?
    • How should you factor industry weakness?
    • How can you avoid TDRs with COVID-19 loan modifications?

3 Items

per page
Set Descending Direction

For Teams

Have a team that needs training? Our enterprise customers receive custom branding, reporting and analytics tools, and of course, preferred pricing.