A frequent speaker, instructor, advisor and writer on credit risk and commercial banking topics and issues, Dev is principal of Devon Risk Advisory Group and engages in consulting, speaking and training on a wide range of risk, credit, and lending topics. As former SVP and senior credit policy officer at SunTrust Bank, Atlanta, he was responsible for developing, implementing, and administering credit policies for SunTrust's wholesale lines of business–commercial, commercial real estate, corporate investment banking, capital markets, business banking and private wealth management.
Principal of Devon Risk Advisory Group, engaging in consulting, speaking and training on a wide range of risk, credit, and lending topics
Former SVP and senior credit policy officer at SunTrust Bank, Atlanta
Previously chief credit officer for Barnett Bank's Palm Beach market
Served as a combat engineer officer in the U.S. Army
Instructor in the American Bankers Association’s Stonier Graduate School of Banking
Southwestern Graduate School of Banking, and the ABA’s Commercial Lending School
Writes about credit risk management, financial analysis, and related subjects for professional business journals
Serves on the advisory boards of several professional associations
Graduate of Ohio State University and the ABA Stonier Graduate School of Banking MBA from the University of Hawaii
Financial institution risk expert Dev Strischek will help you glean information from income statements to evaluate operating performance. You will learn how to assess pandemic-era results.
What You'll Learn
What essential P&L components should you consider?
How can you assess sustainable revenue growth?
How much revenue does a borrower need to cover expenses?
How can analyzing operating leverage help you measure vulnerability?
How do production and productivity differ?
What do profit margins indicate? How should you calculate them?
What do return on sales, return on assets, and return on equity reveal?
Why is profit not always equal to cash flow, particularly now?
Financial institution risk expert Dev Strischek will move from the income statement to the balance sheet to show you how to evaluate a borrower’s liquidity, leverage, and solvency. You will learn how to update your vetting practices to account for the unusual history and uncertain future of the pandemic era.
What You'll Learn
How should you measure liquidity today? How have ratios changed?
What does the proportion of support between owners and creditors reveal?
How can you match short-term assets with short-term debt and long-term assets with long-term debt?
How can you determine if a borrower can sustain its asset base, pay its obligations, and reward its owners?
How does sustainable growth differ from actual growth?
What industry ratios allow you to compare a borrower to its peers?
Scheduled for 60 minutes including question and answer period.Tuesday, November 14 - Thursday, November 16, 2023; 12:00 PM Eastern
Financial institution risk expert Dev Strischek will provide the details you need to underwrite commercial loans effectively. You will learn how to reduce risk for your bank or credit union while bolstering your resume.
Benefits of Certification
Master the current laws and regulations
Examine commercial loan applications in the context of today’s economy
Update your institution’s practices
Reduce risk
Demonstrate your competence to managers, regulators, and customers
Commercial lending expert Dev Strischek will share the details of how new GAAP lease capitalization standards affect financial institutions. You will learn how to evaluate borrowers under the new rules.
What You'll Learn
What are the key elements of the lease capitalization changes?
How does lease capitalization put both the lease liability and the right-of-use asset on the borrower’s balance sheet?
What items of financial condition and performance will the updates impact most?
How should you underwrite borrowers under the new GAAP?
Accomplished business writer Dev Strischek will give you practical and useful tips to tighten up your language and organize content into a logical, convincing read. You will learn how to improve the readability of your written words.
What You'll Learn
What goals should your writing achieve?
Which puffy and ambiguous words can you eliminate?
What clear and sharp language should you use?
How does punctuation make documents more understandable?
What techniques enable you to write clearly and concisely?
How should you structure well-organized, logical arguments?
Scheduled for 60 minutes including question and answer period.Friday, October 13, 2023; 12:00 PM Eastern
Commercial lending expert Dev Strischek will show you how to monitor and control collateral for asset-based loans. You will learn how to ensure your financial institution is repaid on time, in full, and as agreed.
What You'll Learn
What are the characteristics of ABL borrowers?
What are customers’ advantages for an ABL facility?
What are the essential collateral considerations?
How can you measure and mitigate risks?
What types of facilities do financial institutions offer?
