David Etter, the director of loan review for Sheshunoff Consulting + Solutions/Bennington Partners, has over 35 years’ experience in financial services and has held credit and lending positions with community, regional and large banks. He has held senior management positions including president of the small business commercial lending subsidiary of one the world’s largest companies, as well as chief credit officer of a large community bank. Other assignments have included management of commercial loan workout departments, management of commercial lending teams, and the management of underwriting departments. He has experience in small and mid-market commercial lending, commercial real estate, SBA lending, commercial finance, leasing and international trade finance. He speaks at multiple conferences each year on commercial lending and credit relate topics. Mr. Etter graduated with a BS in finance with a concentration in accounting from the University of Connecticut.