Daniel A. Clark brings over 30 years of experience in financial services from small regional banks, Sterling Savings Bank and Washington Trust Bank, to Global giants like Citigroup and GE Capital. His roles included: sales, credit risk management and operations early in his career. He has been fully focused on risk management and internal audit the last 17 years. His experience as Chief Auditor in two regional banks and as a senior officer in Audit and Risk Review for Latin America provides unique insight into management practices outside the United States. He is also a recognized expert on GRC, an Industry public speaker and blogger and has written a book; Dare to Be Different: An Auditors Personal Guide to Excellence: that has been well received by the audit community. Dan currently is an independent contractor sharing his risk, audit and management knowledge throughout the western hemisphere.