Barbara Hudgins, AAP, APRP is a payments educational specialist with ePayResources where she is a member of the team that provides in-person classes, web conferences, and webcasts. She appreciates the challenges facing stakeholders and welcomes the opportunity to help navigate the ever-changing world of payments. Barbara has over 15 years’ experience in the financial industry in the areas of retail services and deposit operations. She also has 10 years’ experience in secondary education. Prior to joining ePayResources, Barbara worked for Chesapeake Bank in deposit operations supervising the ACH and debit card programs.