How To Evaluate An Operator’s Performance: Profitability, Productivity and Sustainability

with
Dev Strischek
Live Session
From $149.00
  • October 12, 2021, 12:30 pm   EST
Training Includes:
  • Certificate of Attendance
  • All resources and training materials
  • An on-demand recording will be available after the live presentation.

Financial institution risk expert Dev Strischek will help you glean information from income statements to evaluate operating performance. You will learn how to assess pandemic-era results.

What You'll Learn

  • What essential P&L components should you consider?
  • How can you assess sustainable revenue growth?
  • How much revenue does a borrower need to cover expenses?
  • How can analyzing operating leverage help you measure vulnerability?
  • How do production and productivity differ?
  • What do profit margins indicate? How should you calculate them?
  • What do return on sales, return on assets, and return on equity reveal?
  • Why is profit not always equal to cash flow, particularly now?
When:
Tuesday, October 12, 2021; 12:30 PM Eastern
Scheduled for 60 minutes including question and answer period.

Training Overview

Discover new techniques to assess borrowers. Analyze pandemic-era results with more certainty.

The operating performance of borrowers has become more challenging to assess accurately due to the pandemic. Government subsidy programs and non-standard business practices have skewed the results. As a result, it is difficult for financial institutions to know if borrowers will generate enough cash flow to repay loans for the long term.

You need to relearn how to evaluate revenue generation, productivity, efficiency, and profitability. Updating your analysis of income statements to align with today’s context, performance trends, and industry averages will enable you to approve viable loans and reduce risk.

  • What essential P&L components should you consider?
  • How can you assess sustainable revenue growth?
  • How much revenue does a borrower need to cover expenses?
  • How can analyzing operating leverage help you measure vulnerability?
  • How do production and productivity differ?
  • What do profit margins indicate? How should you calculate them?
  • What do return on sales, return on assets, and return on equity reveal?
  • Why is profit not always equal to cash flow, particularly now?

Who Should Attend?

  • Credit analysts
  • Credit department managers
  • Chief credit officers
  • Loan underwriters
  • Commercial bankers
  • Business and commercial lenders
  • Loan reviewers
  • Loan officers
  • Loan administrators
  • Loan documentation specialists
  • Credit risk officers
  • Branch managers
  • Relationship managers
  • New account representatives

Expert Presenter

Dev Strischek

  • Principal of Devon Risk Advisory Group, engaging in consulting, speaking and training on a wide range of risk, credit, and lending topics
  • Former SVP and senior credit policy officer at SunTrust Bank, Atlanta
  • Previously chief credit officer for Barnett Bank's Palm Beach market
  • Served as a combat engineer officer in the U.S. Army
  • Instructor in the American Bankers Association’s Stonier Graduate School of Banking, the Southwestern Graduate School of Banking, and the ABA’s Commercial Lending School
  • Writes about credit risk management, financial analysis, and related subjects for professional business journals
  • Serves on the advisory boards of several professional associations
  • Graduate of Ohio State University and the ABA Stonier Graduate School of Banking
  • MBA from the University of Hawaii

For Teams

Have a team that needs training? Our enterprise customers receive custom branding, reporting and analytics tools, and of course, preferred pricing.