CRA expert Rheanna Rodriguez will walk through a comprehensive plan you can follow to establish a robust program in your institution. You will learn how to embrace your community and please regulators.
Topics Covered
- Quality community development activities
- Evaluation of community development activities
- How to prepare for a transition from a small bank to an ISB
- How to prepare for a transition from an ISB to a large bank
- What should be included in your institution’s CRA program
- Why creating a committee is necessary
Training Overview
Increased CRA Regulatory Scrutiny. Learn how to meet compliance requirements.
The Biden administration has dramatically increased regulators’ focus on Community Reinvestment Act (CRA) compliance. In 2023, federal agencies are actively addressing fair lending and making CRA exams tougher. Even financial institution merger evaluations now have a significant CRA component.
You must build a strong CRA program that adheres to laws and regulations while fulfilling the goal of supporting low- and moderate-income (LMI) neighborhoods. The FDIC, FRB, OTS, and OCC take these responsibilities very seriously, using CRA Ratings and Performance Evaluations to ensure compliance.
To help you maintain or improve your institution’s rating and support your community, we are offering a series of three information-packed webinars:
CRA Rating Bootcamp
Webinar 1: CRA: Community Development Activities
- Quality community development activities
- Evaluation of community development activities
- Different evaluations based on bank size
- Break down of each community development hook
- How to provide context to your institution’s community development activities
- Documentation best practices
Webinar 2: CRA: Transition From Small to ISB or ISB to Large Bank Test
- How to prepare for a transition from a small bank to an ISB
- How to prepare for a transition from an ISB to a large bank
- Importance of a CRA strategy and goals
- Importance of creating a CRA program
- Importance of monitoring lending levels and trends
- Creation of a self-assessment
Webinar 3: How to Build a Strong CRA Program
- What should be included in your institution’s CRA program
- Why creating a committee is necessary
- Why understanding the strategic plan is important
- What you should include in your monitoring program
- How you should analyze your CRA applicable data
- How to leverage existing practices
Who Should Attend?
- Bank chief executives
- Executive directors
- Board members
- CRA officers
- Community development officers
- CRA staff
- Compliance staff
- Financial staff
- Communications professionals
- Risk officers
- Auditors
Expert Presenter
Rheanna Rodriguez
- SVP, Director of Specialty Regulations at First Foundation Bank (FFB)
- Oversees the risk assessment program
- Previously a commissioned compliance examiner for the Southern California territory at the Federal Deposit Insurance Corporation (FDIC) for eight years
- Led numerous compliance and CRA examinations at institutions ranging from $40 million to $60 billion in total assets size
- BA in business administration with a concentration in marketing from the California State University, San Bernardino
- MA in management from the University of Redlands
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