Financial institution risk expert Dev Strischek will provide the details you need to underwrite commercial loans while reducing risk for your financial institution. The prestigious certification will demonstrate your competence and propel your career.
Topics Covered
- Foundations of good credit decisions
- Logical evaluation of repayment sources
- Collateral alternatives
- Evaluating collateral risk
- Purpose and psychology of owner guarantees
- Types of guarantees
Training Overview
Are your underwriting skills ready for 2022? Discover the latest underwriting standards and earn a certification.
Several regional and national banks reported significant growth in commercial lending in their October earnings reports. Increased demand for loans at higher interest rates bodes well for financial institutions, businesses, and the supply chain. After a slower period, you need to prepare for this resurgence that is expected to continue and accelerate into 2022.
We are offering the Commercial Loan Underwriting Certification program to help you keep up with the applications and avoid risk. The series of three webinars will detail the latest underwriting standards and show you how to apply best practices in your institution.
Commercial Loan Underwriting Certification
Session 1: Cash Flow
- Foundations of good credit decisions
- Logical evaluation of repayment sources
- Analyzing cash flow
- How to use EBITDA in your calculations
Session 2: Collateral
- Tying together the purpose and use of funds
- Types of financing
- Collateral alternatives
- Evaluating collateral risk
Session. 3: Guarantees
- Purpose and psychology of owner guarantees
- Types of guarantees
- Evaluating guarantors
- Case study tying together cash flow, collateral, and guarantees
Who Should Attend?
- Commercial bankers
- Business bankers
- Credit analysts
- Credit underwriters
- Loan review officers
- Credit department managers
- Loan administrators
- Loan documentation specialists
- Credit risk officers
- Relationship managers
Expert Presenter
Dev Strischek
- Principal of Devon Risk Advisory Group, engaging in consulting, speaking and training on a wide range of risk, credit, and lending topics
- Former SVP and senior credit policy officer at SunTrust Bank, Atlanta
- Previously chief credit officer for Barnett Bank's Palm Beach market
- Served as a combat engineer officer in the U.S. Army
- Instructor in the American Bankers Association’s Stonier Graduate School of Banking, the
- Southwestern Graduate School of Banking, and the ABA’s Commercial Lending School
- Writes about credit risk management, financial analysis, and related subjects for professional business journals
- Serves on the advisory boards of several professional associations
- Graduate of Ohio State University and the ABA Stonier Graduate School of Banking MBA from the University of Hawaii
Certifications
Employers particularly appreciate BankersWeb certifications because they represent definitive confirmation of the mastery of the subject area.
Please follow these steps to earn your certification:
- Attend all the training sessions in their entirety.
- Gain access to the final exam at the conclusion of the last session.
- Take the final exam and receive a score of 80% or better.
If you have any questions about the certification process, please get in touch with us.
We look forward to your participation!