Bank And Credit Union Financial Management Essentials

with
Byron Earnheart
Series
From $249.00
Training Includes:
  • Certificate of Attendance
  • All resources and training materials
  • An on-demand recording will be available after each live presentation.

Renowned community banking podcaster Byron Earnheart will explain what financial statements, ratios, and other metrics reveal about a financial institution’s performance. You will learn how to use the numbers and language of banking.

Topics Covered in this Series

  • How are bank and credit union financial statements organized?
  • Why are these documents structured in this way?
  • What are the 11 ratios used most often in banking?
  • What can the ratios reveal about a financial institution?
  • How do bankers routinely use ratios?
  • How should you identify strengths, weaknesses, opportunities, and threats?
  • How can you calculate your institution’s profit margin?
  • How does leverage work? Who bears the risk?
  • Can you use deposits to make a profit?
  • What do bank and credit union balance sheets reflect?
  • How should you calculate ROA and ROE growth?
  • How much capital does your institution need?
  • What 12 decisions drive bank financial performance?

Training Overview

Grasp financial institution numbers and language for post-pandemic success.

As the COVID-19 pandemic reaches its conclusion, financial services institutions face a new set of challenges and opportunities. Community banks and credit unions are springing into action to help local businesses rebuild. To put your organization’s liquidity to work, you must have a deep understanding of the unique financial statements, ratios, and language used by financial institutions.

Two upcoming webinars will help you master the specialized concepts required to be an effective financial institution manager and contributor.

Webinar 1: Understanding Bank Financial Statements And Ratios

  • How are bank and credit union financial statements organized?
  • Why are these documents structured in this way?
  • What are the 11 ratios used most often in banking?
  • What can the ratios reveal about a financial institution?
  • How do bankers routinely use ratios?

Webinar 2: Understanding The Language Of Banking: A Deep Dive

  • How should you identify strengths, weaknesses, opportunities, and threats?
  • How can you calculate your institution’s profit margin?
  • How does leverage work? Who bears the risk?
  • Can you use deposits to make a profit?
  • What do bank and credit union balance sheets reflect?
  • How should you calculate ROA and ROE growth?
  • How much capital does your institution need?
  • What 12 decisions drive bank financial performance?

Who Should Attend?

  • Outside bank directors

  • New hires in a bank

  • Bank consultants

  • Finance professionals
  • Operations managers
  • Board members

  • Counsel

  • Senior management

     

  • Managers

Expert Presenter

Byron Earnheart

  • Programming Director for the Barret School of Banking in Memphis, Tennessee
  • Host of the “Main Street Banking” podcast, the #1 rated community banking podcast on Apple
  • Over 15 years of experience in the financial services industry

For Teams

Have a team that needs training? Our enterprise customers receive custom branding, reporting and analytics tools, and of course, preferred pricing.